/* ============================================
   משכנתא 360 - Main Stylesheet
   Colors: Dark Gray #3d3d3d | Green #4CAF50 | Blue #00BCD4
   ============================================ */

/* === RESET & BASE === */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

/* Mobile tap highlight + touch improvements */
* { -webkit-tap-highlight-color: rgba(76,175,80,.12); }
a, button, [role="button"] { touch-action: manipulation; }
input, select, textarea { -webkit-appearance: none; appearance: none; }

:root {
  --green: #4CAF50;
  --green-dark: #388E3C;
  --green-light: #e8f5e9;
  --blue: #00BCD4;
  --blue-dark: #0097A7;
  --blue-light: #e0f7fa;
  --dark: #2d2d2d;
  --dark-2: #3d3d3d;
  --gray: #6b7280;
  --gray-light: #f7f9fb;
  --gray-border: #e5e7eb;
  --white: #ffffff;
  --red: #ef4444;
  --shadow-sm: 0 1px 3px rgba(0,0,0,.08);
  --shadow: 0 4px 20px rgba(0,0,0,.10);
  --shadow-lg: 0 10px 40px rgba(0,0,0,.14);
  --radius: 14px;
  --radius-lg: 22px;
  --transition: .25s ease;
  --font: 'Heebo', sans-serif;
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font);
  color: var(--dark-2);
  background: var(--white);
  direction: rtl;
  line-height: 1.7;
  overflow-x: hidden;
}

a { color: inherit; text-decoration: none; transition: var(--transition); }
img { max-width: 100%; display: block; }
ul { list-style: none; }
input, select, textarea, button { font-family: var(--font); }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.section-pad { padding: 90px 0; }

/* scroll offset for fixed header */
section[id], div[id] {
  scroll-margin-top: 90px;
}

/* === TYPOGRAPHY HELPERS === */
.highlight-green { color: var(--green); }
.highlight-blue  { color: var(--blue); }
.green-txt  { color: var(--green); }
.blue-txt   { color: var(--blue); }
.red-txt    { color: var(--red); }
.bold       { font-weight: 700; }

/* === BUTTONS === */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  border-radius: 50px;
  font-weight: 700;
  font-size: 1rem;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all .25s ease;
  white-space: nowrap;
}
.btn-primary {
  background: linear-gradient(135deg, var(--green) 0%, var(--green-dark) 100%);
  color: #fff;
  box-shadow: 0 4px 15px rgba(76,175,80,.35);
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(76,175,80,.45);
}
.btn-outline {
  background: transparent;
  border-color: var(--green);
  color: var(--green);
}
.btn-outline:hover {
  background: var(--green);
  color: #fff;
  transform: translateY(-2px);
}
.btn-white {
  background: #fff;
  color: var(--green-dark);
  font-weight: 800;
  box-shadow: 0 4px 20px rgba(0,0,0,.15);
}
.btn-white:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(0,0,0,.2);
}
.btn-large  { padding: 16px 36px; font-size: 1.05rem; }
.btn-xlarge { padding: 18px 44px; font-size: 1.15rem; }
.btn-full   { width: 100%; justify-content: center; }

.pulse-btn {
  animation: pulse 2.5s infinite;
}
@keyframes pulse {
  0%,100% { box-shadow: 0 4px 20px rgba(255,255,255,.3); }
  50%      { box-shadow: 0 4px 35px rgba(255,255,255,.6), 0 0 0 8px rgba(255,255,255,.08); }
}

/* === SECTION HEADER === */
.section-header {
  text-align: center;
  margin-bottom: 56px;
}
.section-tag {
  display: inline-block;
  background: var(--green-light);
  color: var(--green-dark);
  font-size: .82rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  padding: 6px 18px;
  border-radius: 50px;
  margin-bottom: 14px;
}
.section-header h2 {
  font-size: clamp(1.8rem, 4vw, 2.7rem);
  font-weight: 800;
  color: var(--dark);
  line-height: 1.3;
  margin-bottom: 14px;
}
.section-header p {
  font-size: 1.05rem;
  color: var(--gray);
  max-width: 560px;
  margin: 0 auto;
}

/* ==============================
   HEADER
   ============================== */
.site-header {
  position: fixed;
  top: 0; right: 0; left: 0;
  z-index: 1000;
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--gray-border);
  transition: box-shadow .3s;
}
.site-header.scrolled { box-shadow: var(--shadow); }

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.logo-img {
  height: 52px;
  width: auto;
}

.main-nav ul {
  display: flex;
  gap: 6px;
  align-items: center;
}
.main-nav a {
  padding: 8px 14px;
  border-radius: 8px;
  font-weight: 500;
  font-size: .95rem;
  color: var(--dark-2);
}
.main-nav a:hover { background: var(--gray-light); color: var(--green); }

.nav-cta-btn {
  background: linear-gradient(135deg, var(--green), var(--green-dark)) !important;
  color: #fff !important;
  padding: 10px 22px !important;
  border-radius: 50px !important;
  font-weight: 700 !important;
  box-shadow: 0 3px 12px rgba(76,175,80,.3);
}
.nav-cta-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(76,175,80,.4) !important;
  background: var(--green-dark) !important;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.hamburger span {
  display: block;
  width: 26px;
  height: 2.5px;
  background: var(--dark-2);
  border-radius: 4px;
  transition: .3s;
}

/* ==============================
   HERO
   ============================== */
.hero {
  position: relative;
  padding: 130px 0 60px;
  background: linear-gradient(145deg, #f0fdf4 0%, #e0f7fa 50%, #f7f9fb 100%);
  overflow: hidden;
  min-height: 100vh;
  display: flex;
  align-items: center;
}

.hero-bg-shape {
  position: absolute;
  width: 700px;
  height: 700px;
  background: radial-gradient(circle, rgba(76,175,80,.12) 0%, transparent 70%);
  top: -100px;
  left: -200px;
  border-radius: 50%;
  pointer-events: none;
}

.hero-content {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(76,175,80,.1);
  border: 1px solid rgba(76,175,80,.25);
  color: var(--green-dark);
  font-size: .85rem;
  font-weight: 600;
  padding: 7px 16px;
  border-radius: 50px;
  margin-bottom: 22px;
}

.hero-text h1 {
  font-size: clamp(2rem, 5vw, 3.2rem);
  font-weight: 900;
  line-height: 1.2;
  color: var(--dark);
  margin-bottom: 20px;
}

.hero-sub {
  font-size: 1.1rem;
  color: var(--gray);
  margin-bottom: 34px;
  max-width: 540px;
  line-height: 1.8;
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}

.hero-stats {
  display: flex;
  gap: 0;
  align-items: center;
  background: #fff;
  border-radius: var(--radius);
  padding: 20px 28px;
  box-shadow: var(--shadow);
  width: fit-content;
}
.stat { text-align: center; padding: 0 22px; }
.stat-num {
  display: block;
  font-size: 1.7rem;
  font-weight: 900;
  color: var(--green);
  line-height: 1;
}
.stat-label {
  font-size: .8rem;
  color: var(--gray);
  font-weight: 500;
  margin-top: 4px;
  display: block;
}
.stat-divider {
  width: 1px;
  height: 40px;
  background: var(--gray-border);
}

/* Hero Floating Cards */
.hero-visual {
  display: flex;
  flex-direction: column;
  gap: 18px;
  align-items: flex-start;
}

.hero-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 18px 22px;
  display: flex;
  align-items: center;
  gap: 16px;
  box-shadow: var(--shadow-lg);
  width: 290px;
  border-right: 4px solid var(--blue);
}
.hero-card:nth-child(2) { margin-right: 40px; border-right-color: var(--green); }
.hero-card:nth-child(3) { margin-right: 20px; border-right-color: var(--blue); }

.hcard-icon {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: var(--blue-light);
  color: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}
.hcard-icon.green { background: var(--green-light); color: var(--green); }
.hcard-icon.blue  { background: var(--blue-light);  color: var(--blue); }

.hcard-info { display: flex; flex-direction: column; gap: 2px; }
.hcard-title { font-size: .78rem; color: var(--gray); font-weight: 500; }
.hcard-val   { font-size: 1.3rem; font-weight: 800; color: var(--dark); }
.hcard-sub   { font-size: .72rem; color: var(--gray); }

.floating { animation: floatAnim 4s ease-in-out infinite; }
.delay1   { animation-delay: 1s; }
.delay2   { animation-delay: 2s; }

@keyframes floatAnim {
  0%,100% { transform: translateY(0); }
  50%      { transform: translateY(-8px); }
}

.hero-wave {
  position: absolute;
  bottom: 0; left: 0; right: 0;
  line-height: 0;
}
.hero-wave svg { width: 100%; height: 60px; }

/* ==============================
   HOOK STRIP
   ============================== */
.hook-strip {
  background: linear-gradient(135deg, var(--dark) 0%, var(--dark-2) 100%);
  padding: 22px 0;
}
.hook-inner {
  display: flex;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}
.hook-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #fff;
  font-size: .95rem;
  font-weight: 500;
}
.hook-item i { color: var(--green); font-size: 1.1rem; }

/* ==============================
   SERVICES
   ============================== */
.services { background: var(--gray-light); }

.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.service-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  box-shadow: var(--shadow-sm);
  transition: all .3s ease;
  position: relative;
  overflow: hidden;
  border-bottom: 4px solid transparent;
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-bottom-color: var(--green);
}
.service-card.featured {
  border-bottom-color: var(--green);
  box-shadow: var(--shadow);
}
.service-card.featured:hover { box-shadow: var(--shadow-lg); }

.ribbon {
  position: absolute;
  top: 18px;
  left: 18px;
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  color: #fff;
  font-size: .72rem;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 50px;
}

.svc-icon-wrap {
  width: 60px;
  height: 60px;
  background: var(--green-light);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: var(--green);
  margin-bottom: 18px;
  transition: var(--transition);
}
.service-card:hover .svc-icon-wrap {
  background: var(--green);
  color: #fff;
}

.service-card h3 {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--dark);
  margin-bottom: 10px;
}
.service-card p {
  font-size: .9rem;
  color: var(--gray);
  line-height: 1.7;
  margin-bottom: 18px;
}

.svc-features {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 22px;
}
.svc-features li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .875rem;
  color: var(--dark-2);
}
.svc-features li i { color: var(--green); font-size: .8rem; flex-shrink: 0; }

.svc-link {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--green);
  font-weight: 700;
  font-size: .9rem;
}
.svc-link:hover { gap: 12px; }

/* ==============================
   CTA BANNER
   ============================== */
.cta-banner {
  background: linear-gradient(135deg, var(--green) 0%, var(--blue) 100%);
  padding: 60px 0;
}
.cta-banner-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}
.cta-banner-text h2 {
  font-size: clamp(1.4rem, 3vw, 2rem);
  font-weight: 800;
  color: #fff;
  margin-bottom: 10px;
}
.cta-banner-text p { color: rgba(255,255,255,.88); font-size: 1rem; }

/* ==============================
   CALCULATORS
   ============================== */
.calculators { background: #fff; }

.calc-tabs {
  display: flex;
  gap: 8px;
  margin-bottom: 36px;
  background: var(--gray-light);
  padding: 6px;
  border-radius: var(--radius);
  width: fit-content;
  max-width: 100%;
  flex-wrap: wrap;
}

.calc-tab {
  padding: 12px 22px;
  border-radius: 10px;
  border: none;
  background: transparent;
  cursor: pointer;
  font-size: .9rem;
  font-weight: 600;
  color: var(--gray);
  transition: all .25s;
  display: flex;
  align-items: center;
  gap: 8px;
  white-space: nowrap;
}
.calc-tab.active, .calc-tab:hover {
  background: #fff;
  color: var(--green);
  box-shadow: var(--shadow-sm);
}
.calc-tab.active { color: var(--green); }

.calc-panel { display: none; }
.calc-panel.active { display: block; }

.calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  align-items: start;
}

.calc-inputs {
  background: var(--gray-light);
  border-radius: var(--radius-lg);
  padding: 36px;
}
.calc-inputs h3 {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--dark);
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.calc-inputs h3 i { color: var(--green); }
.calc-desc {
  font-size: .9rem;
  color: var(--gray);
  margin-bottom: 28px;
  line-height: 1.7;
}

.input-group {
  margin-bottom: 20px;
}
.input-group label {
  display: block;
  font-size: .875rem;
  font-weight: 600;
  color: var(--dark-2);
  margin-bottom: 8px;
}
.input-with-icon {
  position: relative;
}
.input-with-icon i {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--gray);
  font-size: .9rem;
}
.input-with-icon input {
  width: 100%;
  padding: 12px 40px 12px 16px;
  border: 2px solid var(--gray-border);
  border-radius: 10px;
  font-size: 1rem;
  font-weight: 600;
  background: #fff;
  transition: border-color .25s;
  direction: rtl;
}
.input-with-icon input:focus {
  outline: none;
  border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(76,175,80,.12);
}

.input-group select {
  width: 100%;
  padding: 12px 16px;
  border: 2px solid var(--gray-border);
  border-radius: 10px;
  font-size: .95rem;
  background: #fff;
  direction: rtl;
  transition: border-color .25s;
}
.input-group select:focus {
  outline: none;
  border-color: var(--green);
}

.range-slider {
  width: 100%;
  margin-top: 8px;
  accent-color: var(--green);
  height: 4px;
  cursor: pointer;
}
.range-labels {
  display: flex;
  justify-content: space-between;
  font-size: .75rem;
  color: var(--gray);
  margin-top: 4px;
}

.radio-group {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}
.radio-label {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: .9rem;
  cursor: pointer;
  font-weight: 500;
}
.radio-label input[type="radio"] { accent-color: var(--green); }

/* Calc Results */
.calc-results {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 36px;
  box-shadow: var(--shadow);
  border-top: 5px solid var(--green);
}

.result-highlight {
  background: linear-gradient(135deg, var(--green-light), #fff);
  border-radius: var(--radius);
  padding: 24px;
  text-align: center;
  margin-bottom: 24px;
  border: 2px solid rgba(76,175,80,.2);
}
.result-highlight.green { background: linear-gradient(135deg, var(--green-light), #fff); border-color: rgba(76,175,80,.2); }
.result-highlight.blue  { background: linear-gradient(135deg, var(--blue-light), #fff);  border-color: rgba(0,188,212,.2); }

.result-label {
  display: block;
  font-size: .85rem;
  color: var(--gray);
  font-weight: 500;
  margin-bottom: 8px;
}
.result-value {
  display: block;
  font-size: 2.4rem;
  font-weight: 900;
  color: var(--green);
  line-height: 1;
}
.result-highlight.blue .result-value { color: var(--blue); }

.result-details {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 20px;
}
.result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 14px;
  border-radius: 8px;
  font-size: .9rem;
  background: var(--gray-light);
}
.result-row.highlight-row {
  background: var(--green-light);
  font-weight: 700;
}

.chart-wrap { margin: 20px 0; }

.result-cta {
  background: var(--gray-light);
  border-radius: var(--radius);
  padding: 18px;
  text-align: center;
  margin-top: 20px;
}
.result-cta p {
  font-size: .9rem;
  margin-bottom: 12px;
  font-weight: 600;
  color: var(--dark-2);
}

/* Loan Entry */
.loan-entry {
  background: #fff;
  border: 2px solid var(--gray-border);
  border-radius: var(--radius);
  padding: 18px;
  margin-bottom: 14px;
  transition: border-color .25s;
}
.loan-entry:focus-within { border-color: var(--green); }
.loan-entry-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 12px;
  font-weight: 700;
  font-size: .9rem;
  color: var(--dark-2);
}
.remove-loan {
  background: #fee2e2;
  color: var(--red);
  border: none;
  border-radius: 50%;
  width: 24px; height: 24px;
  cursor: pointer;
  font-size: .8rem;
  display: flex; align-items: center; justify-content: center;
}
.loan-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.input-group.half { margin-bottom: 0; }
.input-group.half input, .input-group.half select {
  width: 100%;
  padding: 10px 12px;
  border: 2px solid var(--gray-border);
  border-radius: 8px;
  font-size: .875rem;
  background: #fff;
  direction: rtl;
  transition: border-color .25s;
}
.input-group.half input:focus, .input-group.half select:focus {
  outline: none;
  border-color: var(--green);
}

.btn-add-loan {
  border-style: dashed;
  border-width: 2px;
  border-radius: 10px !important;
  font-size: .9rem;
}

/* Affordability Meter */
.aff-meter { margin: 20px 0; }
.meter-label {
  font-size: .85rem;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--dark-2);
}
.meter-track {
  height: 12px;
  background: #e5e7eb;
  border-radius: 50px;
  overflow: hidden;
  margin-bottom: 6px;
}
.meter-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--green), #FFC107, var(--red));
  border-radius: 50px;
  transition: width .6s ease;
}
.meter-labels-row {
  display: flex;
  justify-content: space-between;
  font-size: .75rem;
  font-weight: 600;
}

/* ==============================
   WHY US
   ============================== */
.why-us { background: var(--gray-light); }

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.why-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  position: relative;
  transition: all .3s;
  box-shadow: var(--shadow-sm);
  border-top: 3px solid transparent;
}
.why-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-top-color: var(--green);
}

.why-num {
  font-size: 3rem;
  font-weight: 900;
  color: rgba(76,175,80,.1);
  position: absolute;
  top: 16px;
  left: 20px;
  line-height: 1;
}

.why-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: var(--blue-light);
  color: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  margin-bottom: 16px;
  transition: var(--transition);
}
.why-card:hover .why-icon { background: var(--blue); color: #fff; }

.why-card h4 {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--dark);
  margin-bottom: 10px;
}
.why-card p { font-size: .875rem; color: var(--gray); line-height: 1.7; }

/* ==============================
   PROCESS
   ============================== */
.process { background: #fff; }

.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  position: relative;
}

.process-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 0 16px;
  position: relative;
}

.step-circle {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  color: #fff;
  font-size: 1.4rem;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 20px rgba(76,175,80,.35);
  z-index: 1;
  position: relative;
  flex-shrink: 0;
  margin-bottom: 20px;
}

.step-connector {
  position: absolute;
  top: 30px;
  left: 0;
  width: 50%;
  height: 3px;
  background: linear-gradient(90deg, var(--green), rgba(76,175,80,.2));
}
.step-connector.last { display: none; }

.process-step:first-child .step-connector { display: none; }
.process-step:not(:first-child) .step-connector {
  left: 0;
  width: 50%;
}

.step-content h4 {
  font-size: 1rem;
  font-weight: 800;
  color: var(--dark);
  margin-bottom: 8px;
}
.step-content p { font-size: .85rem; color: var(--gray); line-height: 1.6; }

/* ==============================
   TESTIMONIALS
   ============================== */
.testimonials { background: var(--gray-light); }

.testimonials-filter {
  display: flex;
  gap: 10px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 40px;
}

.filter-btn {
  padding: 9px 22px;
  border-radius: 50px;
  border: 2px solid var(--gray-border);
  background: #fff;
  font-size: .875rem;
  font-weight: 600;
  cursor: pointer;
  transition: all .25s;
  color: var(--gray);
}
.filter-btn.active, .filter-btn:hover {
  background: var(--green);
  border-color: var(--green);
  color: #fff;
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.testimonial-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  transition: all .3s;
  position: relative;
}
.testimonial-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}
.testimonial-card::before {
  content: '"';
  position: absolute;
  top: 14px;
  left: 22px;
  font-size: 5rem;
  color: var(--green-light);
  font-family: Georgia, serif;
  line-height: 1;
  pointer-events: none;
}

.t-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
}
.t-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 1.1rem;
  font-weight: 800;
  flex-shrink: 0;
}
.t-info {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.t-info strong { font-size: .95rem; color: var(--dark); }
.t-tag {
  font-size: .72rem;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 50px;
  width: fit-content;
}
.t-tag.new         { background: #e8f5e9; color: var(--green-dark); }
.t-tag.refi        { background: var(--blue-light); color: var(--blue-dark); }
.t-tag.consolidate { background: #fff3e0; color: #e65100; }
.t-tag.accompany   { background: #f3e5f5; color: #6a1b9a; }

.t-stars { color: #FFC107; font-size: .95rem; letter-spacing: 2px; }

.testimonial-card p {
  font-size: .9rem;
  color: var(--gray);
  line-height: 1.8;
  margin-bottom: 16px;
  position: relative;
  z-index: 1;
}
.t-saving {
  background: var(--green-light);
  color: var(--green-dark);
  font-size: .8rem;
  font-weight: 700;
  padding: 7px 14px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  gap: 6px;
}

/* Hidden class for filter */
.testimonial-card.hidden-card {
  display: none;
}

/* ==============================
   FINAL CTA
   ============================== */
.final-cta {
  background: linear-gradient(135deg, var(--dark) 0%, var(--dark-2) 100%);
  padding: 80px 0;
}
.final-cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
}
.final-cta-content h2 {
  font-size: clamp(1.6rem, 3.5vw, 2.2rem);
  font-weight: 900;
  color: #fff;
  line-height: 1.3;
  margin-bottom: 14px;
}
.final-cta-content p { color: rgba(255,255,255,.8); font-size: 1.05rem; margin-bottom: 20px; }
.final-cta-trust {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}
.final-cta-trust span {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,.7);
  font-size: .875rem;
}
.final-cta-trust i { color: var(--green); }

/* ==============================
   CONTACT
   ============================== */
.contact { background: #fff; }

.contact-wrap {
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 40px;
  align-items: start;
}

.contact-form-area {
  background: var(--gray-light);
  border-radius: var(--radius-lg);
  padding: 40px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.form-group {
  margin-bottom: 18px;
}
.form-group label {
  display: block;
  font-size: .875rem;
  font-weight: 600;
  color: var(--dark-2);
  margin-bottom: 7px;
}
.form-group input, .form-group select, .form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border: 2px solid var(--gray-border);
  border-radius: 10px;
  font-size: .95rem;
  background: #fff;
  direction: rtl;
  transition: border-color .25s;
  resize: vertical;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: none;
  border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(76,175,80,.1);
}

.form-check { margin-bottom: 22px; }
.check-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: .875rem;
  color: var(--gray);
  cursor: pointer;
}
.check-label input { accent-color: var(--green); margin-top: 2px; flex-shrink: 0; }
.check-label a { color: var(--green); text-decoration: underline; }

.form-success {
  text-align: center;
  padding: 40px 28px;
  animation: successFadeIn .5s ease;
}
@keyframes successFadeIn {
  from { opacity:0; transform:translateY(20px); }
  to   { opacity:1; transform:translateY(0); }
}
.form-success.hidden { display: none; }

/* ── Success Animation Circle ── */
.success-animation {
  position: relative;
  width: 100px;
  height: 100px;
  margin: 0 auto 24px;
}
.success-circle {
  width: 100px; height: 100px;
  background: linear-gradient(135deg, var(--green) 0%, #2e7d32 100%);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  position: relative;
  box-shadow: 0 8px 32px rgba(76,175,80,.4);
  animation: successPop .5s cubic-bezier(.175,.885,.32,1.275) both;
}
@keyframes successPop {
  0%   { transform:scale(0); opacity:0; }
  60%  { transform:scale(1.15); }
  100% { transform:scale(1); opacity:1; }
}
.success-circle-ring {
  position: absolute;
  inset: -8px;
  border-radius: 50%;
  border: 3px solid rgba(76,175,80,.25);
  animation: ringPulse 2s ease infinite;
}
@keyframes ringPulse {
  0%,100% { transform:scale(1); opacity:.6; }
  50%      { transform:scale(1.12); opacity:.15; }
}
.success-check-icon {
  font-size: 2.4rem;
  color: #fff;
  animation: checkDraw .4s .3s ease both;
}
@keyframes checkDraw {
  from { opacity:0; transform:scale(.4) rotate(-20deg); }
  to   { opacity:1; transform:scale(1) rotate(0); }
}

/* Confetti */
.success-confetti {
  position: absolute;
  top: 0; left: 50%;
  transform: translateX(-50%);
  width: 200px; height: 200px;
  pointer-events: none;
  overflow: visible;
}
.confetti-piece {
  position: absolute;
  width: 8px; height: 8px;
  border-radius: 2px;
  animation: confettiFall 1.2s ease forwards;
  opacity: 0;
}
@keyframes confettiFall {
  0%   { opacity:1; transform:translateY(0) rotate(0) scale(1); }
  100% { opacity:0; transform:translateY(140px) rotate(720deg) scale(.3); }
}

/* ── Success Badge ── */
.success-badge {
  display: inline-block;
  background: linear-gradient(135deg, #fff9c4, #fff176);
  color: #5d4037;
  font-size: .82rem;
  font-weight: 800;
  padding: 6px 18px;
  border-radius: 50px;
  border: 2px solid #fdd835;
  margin-bottom: 16px;
  letter-spacing: .03em;
}

/* ── Success Heading ── */
.form-success h3 {
  font-size: 1.6rem;
  font-weight: 900;
  color: var(--dark);
  margin-bottom: 10px;
}
.success-msg {
  font-size: .95rem;
  color: var(--gray);
  margin-bottom: 24px;
  line-height: 1.7;
}

/* ── Progress Steps ── */
.success-steps {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-bottom: 28px;
  flex-wrap: wrap;
}
.ss-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  background: var(--gray-light);
  border: 2px solid var(--gray-border);
  border-radius: 14px;
  padding: 12px 18px;
  font-size: .78rem;
  font-weight: 700;
  color: var(--gray);
  min-width: 80px;
  transition: all .3s;
}
.ss-step i { font-size: 1.2rem; }
.ss-step.done {
  background: var(--green-light);
  border-color: var(--green);
  color: var(--green-dark);
}
.ss-step.active {
  background: linear-gradient(135deg, var(--blue-light), #e0f7fa);
  border-color: var(--blue);
  color: var(--blue-dark);
  animation: stepPulse 2s ease infinite;
}
@keyframes stepPulse {
  0%,100% { box-shadow: 0 0 0 0 rgba(0,188,212,.2); }
  50%      { box-shadow: 0 0 0 8px rgba(0,188,212,0); }
}
.ss-arrow { color: var(--gray-border); font-size: .85rem; }

/* ── Success Actions ── */
.success-actions {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 20px;
}
.success-actions .btn { min-width: 180px; justify-content: center; }

/* ── Success Note ── */
.success-note {
  font-size: .78rem;
  color: var(--gray);
  background: var(--gray-light);
  border-radius: 10px;
  padding: 10px 16px;
  display: flex;
  align-items: center;
  gap: 8px;
  justify-content: center;
}
.success-note i { color: var(--green); }

/* ── Calendar Button ── */
.calendar-cta-wrap {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 24px;
  flex-wrap: wrap;
}
.btn-calendar {
  background: linear-gradient(135deg, #1a73e8 0%, #1557b0 100%);
  color: #fff !important;
  padding: 14px 24px;
  border-radius: 50px;
  font-weight: 700;
  font-size: .95rem;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  border: none;
  cursor: pointer;
  transition: all .25s;
  box-shadow: 0 4px 16px rgba(26,115,232,.35);
  text-decoration: none;
}
.btn-calendar:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(26,115,232,.45);
}
.btn-calendar i:first-child { font-size: 1.1rem; }
.btn-calendar i:last-child  { font-size: .9rem; color: rgba(255,255,255,.7); }
.or-divider {
  font-size: .85rem;
  color: var(--gray);
  font-weight: 500;
  white-space: nowrap;
}

/* ── legacy ── */
.success-icon { font-size: 4rem; color: var(--green); margin-bottom: 20px; }
.form-success h3 { font-size: 1.5rem; font-weight: 800; color: var(--dark); margin-bottom: 12px; }
.form-success p  { color: var(--gray); margin-bottom: 24px; }

/* Contact Info Card */
.contact-info-card {
  background: linear-gradient(145deg, var(--dark) 0%, #1a1a2e 100%);
  border-radius: var(--radius-lg);
  padding: 36px;
  color: #fff;
  position: sticky;
  top: 90px;
}

.contact-logo {
  height: 50px;
  margin-bottom: 20px;
  filter: brightness(0) invert(1);
}

.contact-info-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--green);
}
.contact-info-card > p {
  font-size: .875rem;
  color: rgba(255,255,255,.7);
  margin-bottom: 24px;
  line-height: 1.7;
}

.contact-details { display: flex; flex-direction: column; gap: 16px; margin-bottom: 28px; }
.contact-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}
.contact-detail-item > i {
  width: 36px;
  height: 36px;
  background: rgba(255,255,255,.1);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
  color: var(--green);
}
.cd-label {
  display: block;
  font-size: .72rem;
  color: rgba(255,255,255,.5);
  margin-bottom: 2px;
  text-transform: uppercase;
  letter-spacing: .04em;
}
.contact-detail-item a {
  color: #fff;
  font-weight: 600;
  font-size: .9rem;
}
.contact-detail-item a:hover { color: var(--green); }
.contact-detail-item span:last-child { font-size: .875rem; color: rgba(255,255,255,.8); }

.social-links { display: flex; gap: 10px; }
.social-btn {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  transition: all .25s;
  color: #fff;
}
.social-btn.fb { background: #1877f2; }
.social-btn.wa { background: #25d366; }
.social-btn.ig { background: linear-gradient(135deg, #f09433, #e6683c, #dc2743, #cc2366, #bc1888); }
.social-btn.li { background: #0a66c2; }
.social-btn:hover { transform: translateY(-3px); box-shadow: 0 6px 16px rgba(0,0,0,.3); }

/* ==============================
   FOOTER
   ============================== */
.site-footer {
  background: var(--dark);
  color: rgba(255,255,255,.8);
  padding-top: 60px;
}

.footer-inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,.1);
}

.footer-logo {
  height: 48px;
  margin-bottom: 16px;
  filter: brightness(0) invert(1);
}
.footer-brand p { font-size: .875rem; line-height: 1.7; color: rgba(255,255,255,.6); }

.footer-links h5 {
  font-size: .95rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 16px;
}
.footer-links ul { display: flex; flex-direction: column; gap: 8px; }
.footer-links a {
  font-size: .875rem;
  color: rgba(255,255,255,.6);
}
.footer-links a:hover { color: var(--green); padding-right: 4px; }

.footer-bottom {
  padding: 20px 0;
  text-align: center;
}
.footer-bottom p { font-size: .8rem; color: rgba(255,255,255,.4); }
.footer-bottom a { color: rgba(255,255,255,.6); }
.footer-bottom a:hover { color: var(--green); }
.disclaimer { font-size: .72rem !important; margin-top: 6px; }

/* ==============================
   FLOATING BUTTONS
   ============================== */

.back-to-top {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 46px;
  height: 46px;
  background: var(--dark-2);
  color: #fff;
  border: none;
  border-radius: 50%;
  cursor: pointer;
  font-size: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow);
  z-index: 999;
  opacity: 0;
  transform: translateY(20px);
  transition: all .3s;
}
.back-to-top.visible {
  opacity: 1;
  transform: translateY(0);
}
.back-to-top:hover { background: var(--green); transform: translateY(-3px); }

/* ==============================
   RESPONSIVE
   ============================== */
@media (max-width: 1024px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-content  { grid-template-columns: 1fr; }
  .hero-visual   { flex-direction: row; flex-wrap: wrap; justify-content: center; }
  .hero-card     { margin-right: 0 !important; }
  .why-grid      { grid-template-columns: repeat(2, 1fr); }
  .footer-inner  { grid-template-columns: 1fr 1fr; }
  .process-steps { grid-template-columns: repeat(2, 1fr); gap: 32px; }
}

@media (max-width: 768px) {
  .section-pad { padding: 60px 0; }

  .hamburger { display: flex; }

  .main-nav {
    position: fixed;
    top: 72px; right: 0; left: 0;
    background: #fff;
    padding: 20px;
    border-bottom: 1px solid var(--gray-border);
    box-shadow: var(--shadow);
    transform: translateY(-200%);
    transition: transform .3s ease;
    z-index: 999;
  }
  .main-nav.open { transform: translateY(0); }
  .main-nav ul { flex-direction: column; gap: 4px; }
  .main-nav a { display: block; padding: 12px 16px; font-size: 1rem; }

  .hero { padding: 100px 0 50px; min-height: auto; }
  .hero-content { gap: 30px; }
  .hero-stats { flex-wrap: wrap; width: 100%; justify-content: center; }
  .hero-visual { display: none; }

  .hook-inner { gap: 18px; justify-content: flex-start; }

  .services-grid       { grid-template-columns: 1fr; }
  .calc-grid           { grid-template-columns: 1fr; }
  .why-grid            { grid-template-columns: 1fr; }
  .testimonials-grid   { grid-template-columns: 1fr; }
  .contact-wrap        { grid-template-columns: 1fr; }
  .process-steps       { grid-template-columns: 1fr; gap: 24px; }
  .step-connector      { display: none; }

  .calc-tabs { width: 100%; }
  .calc-tab  { flex: 1; justify-content: center; padding: 10px 12px; font-size: .8rem; }

  .form-row  { grid-template-columns: 1fr; }
  .loan-row  { grid-template-columns: 1fr; }

  .cta-banner-inner   { flex-direction: column; text-align: center; }
  .final-cta-inner    { flex-direction: column; text-align: center; }
  .final-cta-trust    { justify-content: center; }

  .footer-inner { grid-template-columns: 1fr; gap: 30px; }

  .hero-stats { padding: 16px; }
  .stat { padding: 0 14px; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; }
  .btn-large    { padding: 14px 24px; }
  .calc-inputs, .calc-results { padding: 22px; }
  .contact-form-area { padding: 24px; }
  .contact-info-card { padding: 24px; }
  .calc-tab i   { display: none; }
}

/* ================================================
   MOBILE DEEP OPTIMISATION  (max-width: 768px)
   ================================================ */
@media (max-width: 768px) {

  /* --- GLOBAL --- */
  html { font-size: 15px; }
  .container { padding: 0 16px; }
  .section-pad { padding: 52px 0; }

  /* --- HEADER --- */
  .site-header .header-inner { padding: 0 16px; height: 62px; }
  .logo-img { height: 38px; }
  .main-nav {
    top: 62px;
    padding: 12px 16px 20px;
    max-height: calc(100vh - 62px);
    overflow-y: auto;
  }
  .main-nav a {
    padding: 13px 16px;
    font-size: 1rem;
    border-radius: 10px;
    border-bottom: 1px solid var(--gray-border);
  }
  .main-nav a:last-child { border-bottom: none; }
  .main-nav .nav-cta-btn {
    display: block;
    text-align: center;
    margin-top: 10px;
    padding: 14px;
    border-radius: 50px !important;
  }

  /* --- HERO --- */
  .hero { padding: 88px 0 44px; }
  .hero-text h1 { font-size: 1.75rem; line-height: 1.3; }
  .hero-sub { font-size: .9rem; }
  .hero-badge { font-size: .78rem; padding: 6px 14px; }
  .hero-actions { gap: 10px; }
  .hero-actions .btn { width: 100%; justify-content: center; font-size: .95rem; }
  .hero-stats { gap: 0; padding: 14px 12px; }
  .stat-num { font-size: 1.4rem; }
  .stat-label { font-size: .7rem; }
  .stat-divider { height: 28px; }

  /* --- HOOK STRIP --- */
  .hook-strip { padding: 16px 0; overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .hook-inner {
    flex-wrap: nowrap;
    gap: 0;
    padding: 0 4px;
  }
  .hook-item {
    flex-shrink: 0;
    padding: 8px 16px;
    font-size: .8rem;
    white-space: nowrap;
  }

  /* --- SECTION HEADERS --- */
  .section-header { margin-bottom: 36px; }
  .section-header h2 { font-size: 1.55rem; }
  .section-header p { font-size: .88rem; }
  .section-tag { font-size: .72rem; padding: 5px 14px; margin-bottom: 10px; }

  /* --- SERVICES --- */
  .service-card { padding: 28px 20px; }
  .svc-features li { font-size: .83rem; }

  /* --- CTA BANNER --- */
  .cta-banner { padding: 36px 0; }
  .cta-banner-inner h2 { font-size: 1.35rem; }
  .cta-banner-inner p { font-size: .88rem; }
  .cta-banner-inner .btn { width: 100%; justify-content: center; }

  /* --- CALCULATORS --- */
  .calc-tabs {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 6px;
    margin-bottom: 20px;
  }
  .calc-tab {
    font-size: .8rem;
    padding: 10px 6px;
    border-radius: 10px;
    text-align: center;
    justify-content: center;
  }
  .calc-inputs h3 { font-size: 1.05rem; }
  .calc-desc { font-size: .83rem; }
  .result-value { font-size: 1.9rem; }
  .result-row { font-size: .82rem; }
  .range-slider { height: 6px; }

  /* --- WHY US --- */
  .why-card { padding: 24px 18px; }
  .why-num { font-size: 2.5rem; }

  /* --- PROCESS --- */
  .process-steps { padding: 0 4px; }
  .step-circle { width: 48px; height: 48px; font-size: 1.1rem; }
  .step-content h4 { font-size: .95rem; }

  /* --- TESTIMONIALS --- */
  .testimonials-filter { gap: 6px; }
  .filter-btn { padding: 7px 14px; font-size: .78rem; }
  .testimonial-card { padding: 22px 18px; }
  .testimonial-card p { font-size: .85rem; }

  /* --- FINAL CTA --- */
  .final-cta { padding: 52px 0; }
  .final-cta-content h2 { font-size: 1.4rem; }
  .final-cta-content p { font-size: .9rem; }
  .final-cta-inner .btn { width: 100%; justify-content: center; }
  .final-cta-trust { gap: 14px; }
  .final-cta-trust span { font-size: .8rem; }

  /* --- CONTACT --- */
  .contact-form-area { padding: 22px 16px; }
  .form-group input,
  .form-group select,
  .form-group textarea {
    font-size: 16px; /* prevents iOS zoom on focus */
    padding: 12px 14px;
  }
  .contact-info-card { padding: 22px 18px; position: static; }
  .contact-info-card h3 { font-size: 1rem; }
  .social-links { justify-content: flex-start; gap: 8px; }
  .social-btn { width: 38px; height: 38px; }

  /* --- FOOTER --- */
  .site-footer { padding-top: 44px; }
  .footer-inner { gap: 24px; }
  .footer-logo { height: 36px; }
  .footer-brand p { font-size: .82rem; }
  .footer-links h5 { font-size: .9rem; margin-bottom: 10px; }
  .footer-links a { font-size: .82rem; }
  .footer-bottom p { font-size: .75rem; }

  /* --- FLOATING BUTTONS --- */
  .back-to-top { width: 42px; height: 42px; bottom: 20px; right: 16px; font-size: .9rem; }
}

/* ================================================
   SMALL PHONES  (max-width: 380px)
   ================================================ */
@media (max-width: 380px) {
  html { font-size: 14px; }
  .hero-text h1 { font-size: 1.55rem; }
  .calc-tabs { grid-template-columns: 1fr; }
  .calc-tab { padding: 11px 10px; }
  .btn-large { font-size: .88rem; padding: 13px 20px; }
  .section-header h2 { font-size: 1.35rem; }
  .hero-stats { flex-direction: column; align-items: center; gap: 8px; }
  .stat-divider { display: none; }
  .hook-item { padding: 8px 12px; font-size: .76rem; }
}

/* ================================================
   SUCCESS CARD  (shared between contact & partners)
   ================================================ */

/* Container */
.form-success,
.app-success {
  position: relative;
  text-align: center;
  padding: 40px 32px 32px;
  background: #fff;
  border-radius: 20px;
  overflow: hidden;
}

/* Confetti layer */
.sc-confetti-layer {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
}

/* Circle */
.sc-circle-wrap {
  margin: 0 auto 20px;
  width: 100px; height: 100px;
  position: relative;
}
.sc-circle {
  width: 100px; height: 100px;
  background: linear-gradient(135deg, #4CAF50 0%, #2e7d32 100%);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  position: relative;
  box-shadow: 0 8px 32px rgba(76,175,80,.4);
  animation: scPop .55s cubic-bezier(.175,.885,.32,1.275) both;
}
.sc-circle--gold {
  background: linear-gradient(135deg, #FFD700 0%, #F9A825 100%);
  box-shadow: 0 8px 32px rgba(255,215,0,.45);
}
@keyframes scPop {
  0%   { transform: scale(0) rotate(-15deg); opacity: 0; }
  60%  { transform: scale(1.15) rotate(4deg); }
  100% { transform: scale(1) rotate(0); opacity: 1; }
}

.sc-ring {
  position: absolute;
  inset: -9px;
  border-radius: 50%;
  border: 3px solid rgba(76,175,80,.22);
  animation: scRing 2.2s ease infinite;
}
.sc-circle--gold .sc-ring { border-color: rgba(255,215,0,.28); }
@keyframes scRing {
  0%,100% { transform: scale(1); opacity: .6; }
  50%      { transform: scale(1.13); opacity: .1; }
}

.sc-check {
  font-size: 2.4rem;
  color: #fff;
  animation: scCheck .35s .35s ease both;
}
@keyframes scCheck {
  from { opacity: 0; transform: scale(.4) rotate(-20deg); }
  to   { opacity: 1; transform: scale(1) rotate(0); }
}

/* Badge */
.sc-badge {
  display: inline-block;
  background: linear-gradient(135deg, #fff9c4, #fff176);
  color: #5d4037;
  font-size: .8rem;
  font-weight: 800;
  padding: 6px 20px;
  border-radius: 50px;
  border: 2px solid #fdd835;
  margin-bottom: 14px;
  letter-spacing: .03em;
}
.sc-badge--gold {
  background: linear-gradient(135deg, #fffde7, #ffecb3);
  border-color: #FFB300;
  color: #4a3000;
}

/* Title */
.sc-title {
  font-size: 1.65rem;
  font-weight: 900;
  color: var(--dark);
  margin-bottom: 10px;
}

/* Subtitle */
.sc-subtitle {
  font-size: .92rem;
  color: var(--gray);
  line-height: 1.7;
  margin-bottom: 26px;
  max-width: 420px;
  margin-inline: auto;
}

/* Journey steps */
.sc-steps {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  margin-bottom: 28px;
  flex-wrap: wrap;
  row-gap: 10px;
}
.sc-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  font-size: .72rem;
  font-weight: 700;
  color: var(--gray);
  min-width: 64px;
}
.sc-step-icon {
  width: 42px; height: 42px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  background: var(--gray-light);
  border: 2px solid var(--gray-border);
  transition: all .3s;
}
.sc-step.done .sc-step-icon {
  background: var(--green-light);
  border-color: var(--green);
  color: var(--green-dark);
}
.sc-step.active .sc-step-icon {
  background: linear-gradient(135deg, #e3f2fd, #bbdefb);
  border-color: #1976d2;
  color: #1976d2;
  animation: scStepPulse 2s ease infinite;
}
@keyframes scStepPulse {
  0%,100% { box-shadow: 0 0 0 0 rgba(25,118,210,.2); }
  50%      { box-shadow: 0 0 0 8px rgba(25,118,210,0); }
}
.sc-step.done { color: var(--green-dark); }
.sc-step.active { color: #1976d2; }

.sc-step-line {
  width: 28px; height: 2px;
  background: var(--gray-border);
  flex-shrink: 0;
  margin-bottom: 18px;
}

/* Calendar CTA block */
.sc-calendar-block {
  display: flex;
  align-items: center;
  gap: 16px;
  background: linear-gradient(135deg, #e8f5e9 0%, #e0f7fa 100%);
  border: 2px solid rgba(76,175,80,.25);
  border-radius: 16px;
  padding: 18px 22px;
  margin-bottom: 22px;
  text-align: right;
  flex-wrap: wrap;
  justify-content: space-between;
}
.sc-calendar-block--gold {
  background: linear-gradient(135deg, #fffde7 0%, #fff8e1 100%);
  border-color: rgba(255,179,0,.3);
}
.sc-calendar-icon {
  display: flex;
  gap: 4px;
  font-size: 1.6rem;
  flex-shrink: 0;
}
.sc-calendar-text {
  flex: 1;
  min-width: 140px;
  display: flex;
  flex-direction: column;
  gap: 3px;
}
.sc-calendar-text strong {
  font-size: .92rem;
  font-weight: 800;
  color: var(--dark);
}
.sc-calendar-text span {
  font-size: .78rem;
  color: var(--gray);
}

/* Calendar button */
.btn-cal {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, #1a73e8 0%, #0d47a1 100%);
  color: #fff !important;
  padding: 11px 20px;
  border-radius: 50px;
  font-size: .88rem;
  font-weight: 700;
  text-decoration: none;
  white-space: nowrap;
  box-shadow: 0 4px 16px rgba(26,115,232,.35);
  transition: all .25s;
  flex-shrink: 0;
}
.btn-cal:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(26,115,232,.45);
}
.btn-cal--gold {
  background: linear-gradient(135deg, #F9A825 0%, #E65100 100%);
  box-shadow: 0 4px 16px rgba(249,168,37,.4);
}
.btn-cal--gold:hover { box-shadow: 0 8px 24px rgba(249,168,37,.5); }

/* Tips box */
.sc-tips-box {
  background: var(--gray-light);
  border-radius: 14px;
  padding: 18px 22px;
  margin-bottom: 20px;
  text-align: right;
}
.sc-tips-box h4 {
  font-size: .9rem;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.sc-tips-box h4 i { color: #F9A825; }
.sc-tips-box ul { display: flex; flex-direction: column; gap: 8px; list-style: none; padding: 0; margin: 0; }
.sc-tips-box li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: .85rem;
  color: var(--dark-2);
  line-height: 1.5;
}
.sc-tips-box li i { color: var(--green); flex-shrink: 0; margin-top: 2px; }
.sc-tips-box a { color: var(--green-dark); font-weight: 600; }

/* Secondary actions */
.sc-actions {
  display: flex;
  gap: 10px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 18px;
}
.btn-sm { padding: 9px 18px; font-size: .85rem; }

/* Note bar */
.sc-note {
  display: flex;
  align-items: center;
  gap: 8px;
  justify-content: center;
  font-size: .78rem;
  color: var(--gray);
  background: var(--gray-light);
  border-radius: 10px;
  padding: 10px 16px;
}
.sc-note i { color: var(--green); font-size: 1rem; }

/* ── Mobile success card ── */
@media (max-width: 600px) {
  .form-success,
  .app-success { padding: 28px 16px 24px; }
  .sc-circle-wrap { width: 80px; height: 80px; }
  .sc-circle { width: 80px; height: 80px; }
  .sc-check { font-size: 2rem; }
  .sc-title { font-size: 1.35rem; }
  .sc-calendar-block { flex-direction: column; align-items: flex-start; gap: 12px; padding: 16px; }
  .btn-cal { width: 100%; justify-content: center; }
  .sc-steps { gap: 0; }
  .sc-step-line { width: 18px; }
  .sc-step { min-width: 52px; font-size: .68rem; }
  .sc-step-icon { width: 36px; height: 36px; font-size: .85rem; }
}